| Table A: Common Enrollment Consequences for Financial Aid |
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| Aid Program | Full Time Enrollment | Three Quarter Time Enrollment | Half Time Enrollment | Less than Half Time Enrollment |
| Federal Academic Competitiveness Grant (ACG) | Student receives 100% of the semester’s award if full time at quarter of term | Student must be full time to receive the award. If the student drops below full time before quarter of term, the award is cancelled. After quarter of term, dropping credits has no impact. | ||
| Federal College Work-Study Program |
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Student’s award will be cancelled if below half-time at any time during the semester. (Student may keep prior earnings.) | ||
| Federal National SMART Grant | Student receives 100% of the semester’s award if full time at quarter of term | Student must be full time to receive the award. If the student drops below full time before quarter of term, the award is cancelled. After quarter of term, dropping credits has no impact. | ||
| Federal Parent Loan (PLUS) |
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Award will be cancelled if not yet disbursed; future semester awards may be cancelled | ||
| Federal Pell Grant (1) (2) | Student receives 100% of the semester’s award if full time at quarter of term | Student receives 75% of the semester’s award if ¾ time at quarter of term | Student receives 50% of the semester’s award if half time at quarter of term | Student receives 25% of the semester’s award if less than half time at quarter of term |
| Federal Perkins Loan | Student receives 100% of the semester’s award if full time at quarter of term | Student must be full time to receive the award. If the loan has been disbursed, dropping credits has no impact on the award. | ||
| Federal Stafford Loan (Subsidized) |
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Award will be cancelled if not yet disbursed; future semester awards may be cancelled | ||
| Federal Stafford Loan (Unsubsidized) | Award will be cancelled if not yet disbursed; future semester awards may be cancelled | |||
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Federal Stafford Loan Additional unsubsidized for medical students: loan aid ids beginning with GU and ending in A, B, or C. |
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Award will be cancelled if not yet disbursed; future semester awards may be cancelled |
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| Federal Supplemental Educational Opportunity Grant (SEOG) | Student receives 100% of the semester’s award if full time at quarter of term | Student must be full time to receive the award in fall and spring semesters. (Summer criteria differs, consult OFA.) If the student drops below full time before quarter of term, the award is cancelled. After quarter of term, dropping credits has no impact. | ||
| MSU Assistance Grant (MAG) (2) | Not eligible if less than half time. | |||
| MSU Medical Student Aid Grant (2) | Student receives 100% of the semester’s award if full time at quarter of term | Student receives 75% of the semester’s award if ¾ time at quarter of term | Student receives 50% of the semester’s award if half time at quarter of term | Student receives 25% of the semester’s award if less than half time at quarter of term |
| MSU Student Aid Grant (SAG)(2) | Student receives 100% of the semester’s award if full time at quarter of term | Student receives 75% of the semester’s award if ¾ time at quarter of term | Student receives 50% of the semester’s award if half time at quarter of term | Student receives 25% of the semester’s award if less than half time at quarter of term |
| Michigan Competitive Scholarship (MCS)(2) | Student receives 100% of the semester’s award if full time at quarter of term | Student receives 75% of the semester’s award if ¾ time at quarter of term | Student receives 50% of the semester’s award if half time at quarter of term | Semester award will be cancelled |
| Michigan Educational Opportunity Grant (MEOG) | Student receives 100% of the semester’s award if full time at quarter of term | Student must be full time to receive the award in fall and spring semesters. (Summer criteria differs, consult OFA.) If the student drops below full time before quarter of term, the award is cancelled. After quarter of term, dropping credits has no impact. | ||
(1) IN SOME CASES, student will lose all Pell Grant eligibility if below full-time enrollment; consult an OFA staff member for clarification in this instance.
(2) If the student changes enrollment prior to the quarter of term, the award will be adjusted or cancelled as appropriate. If the student changes enrollment after the quarter of term, the award will not be adjusted. NOTE that enrollment changes after quarter of term that are made effective as of before the quarter of term will have the same effect as changes made before the quarter of term.
NOTE: If a student receiving financial aid withdraws from the University, the student may be required to repay a portion of the financial aid received for the semester in which the withdrawal occurs. A withdrawal calculation is performed by the Office of Fees, Sponsored Aid and Fellowships (a division of the Controller's Office); phone: 355-5050.
| Table B: Enrollment Level by Number of Credits | Full Time Enrollment |
Three Quarter Time Enrollment |
Half TimeEnrollment |
Less than Half Time Enrollment |
| Undergraduate | 12 |
9-11 |
6-8 |
1-5 |
| Graduate Certificate | 9 |
7-8 |
5-6 |
1-4 |
| Master’s Degree | 9 |
7-8 |
5-6 |
1-4 |
| Doctoral Degree | 6 |
4-5 |
3 |
1-2 |
| Medical | 12 |
9-11 |
6-8 |
1-5 |
Number of credits shown to determine enrollment level is for financial aid purposes and may not necessarily follow the University’s guidelines.
Note: if the student has an award not referenced in Table A, please contact the Office of Financial Aid for additional information regarding the unlisted award. Table A references only the most frequently awarded aid programs.