Credits Per Grade Level

In order to advance to the next grade level, undergrads must earn a certain number of credits:

Grade Level Credits Required
Freshman 0 through 27
Sophomore 28 through 55
Junior 56 through 87
Senior 88 or more

For example, at the end of your first two semesters, you do not become a sophomore unless you have earned at least 28 credits (including transfer credits). The amount of money you may borrow through the Stafford (Federal Direct) Loan program depends on your grade level.