Note: Even if you don't have a work-study award, jobs are available to all students at MSU.
| PROGRAM |
DESCRIPTION |
ELIGIBILITY |
Federal Pell Grant
|
- Need-based
- Federally funded
- Gift aid
|
- Undergraduate (first bachelor's degree)
- Amount on award letter assumes full-time enrollment; part-time enrollment reduces eligibility
- U.S. citizen or eligible noncitizen
- Can receive funds from only one institution during a term, even if attending two colleges during the same term
|
Federal Supplemental Educational Grant (SEOG)
|
- Need-based
- Federally funded
- Gift aid
|
- Undergraduate (first bachelor's degree)
- Must be enrolled full time
- Either Michigan or out-state resident
- U.S. citizen or eligible noncitizen
|
| Federal Academic Competitiveness Grant (ACG) |
- Need-based
- Federally funded
- Gift aid
- $750 first year
- $1300 second year
|
- First or second year undergrad
- Pell Grant recipient
- Completed a rigorous high school program
- Must be enrolled full time
- Must be a U.S. citizen
- GPA of 3.0 or higher at the end of first year in order to receive the second year grant
|
| Federal National SMART Grant Program (SMART) |
- Need-based
- Federally funded
- Gift aid
- up to $4000 first year
- up to $4000 second year
|
- Third or fourth year undergrad
- Pell Grant recipient
- U. S. Citizen
- Must be enrolled full time
- Minimum 3.0 GPA
- Specific majors only
- Take at least one qualifying course each semester
|
Michigan Competitive Scholarship (MCS)
|
- Need-based
- Funded by the State of Michigan
- Tuition only
- $1300 annual maximum
- Maximum 10 semesters eligibility
|
- Undergraduate (first bachelor's degree)
- Amount on award letter assumes full-time enrollment; part-time enrollment reduces eligibility; less than half-time enrollment cancels eligibility
- Michigan high school graduate & Michigan resident
- U.S. citizen or eligible noncitizen
- Qualifying score on the ACT taken in high school
- Maintain a cumulative 2.0 GPA
|
Michigan Educational Opportunity Grant (MEOG)
|
- Need-based
- Funded by the State of Michigan
- Gift aid
|
- Undergraduate (first or second bachelor's degree)
- Must be enrolled full time
- Michigan resident
- U.S. citizen or eligible noncitizen
|
| Michigan Promise Scholarship (MPG) |
- Not need based
- Funded by the State of Michigan
- Gift aid
|
- Qualifying score on Michigan Merit Exam taken in high school
|
| MSU Assistance Grant (MAG) |
- Need based
- Funded by MSU
- Gift aid
|
- Not Pell eligible
- Must be enrolled half time or more to receive award
|
| MSU Enrollment Deposit Grant (MEDR) |
- Need based
- Funded by MSU
- Gift aid
|
- Qualify based on need per the Office of Admissions
|
| MSU Freshman Grant (MFG) |
- Need based
- Funded by MSU
- Gift aid
|
- New freshman
- Offered amount assumes full time enrollment
- Michigan resident
|
| MSU Program Fee Grant (MPFR) |
- Need based
- Funded by MSU
- Gift aid
|
- Upper division undergraduate
|
| MSU Sophomore Grant (MSG) |
- Need based
- Funded by MSU
- Gift aid
|
- Sophomore
- Offered amount assumes full time enrollment
- Michigan resident
|
| MSU Spartan Advantage Program (SPAD) |
- Need based
- Funded by MSU
- Combination of gift aid and work-study to reduce dependence on loans
|
- Undergrad, first undergraduate degree only
- Pell eligible
- Offered amount assumes full time enrollment
- Michigan resident
- Based upon income and family size, and is renewable if criteria continue to be met as an undergraduate
|
MSU National Merit Scholarship
|
- Funded by MSU
- Automatic consideration given to National Merit semifinalists naming MSU as first choice
- Annual stipends ($750-$2000) depending on individual need
|
- Undergraduate student
- Must be enrolled full time
- U.S. citizen or eligible noncitizen
- Maintain good academic standing
|
MSU Student Aid Grant (SAG)
|
- Need-based
- Funded by MSU
- Gift aid
|
- Undergraduate (first or second bachelor's degree), teacher certification student, graduate student
- Amount on award letter assumes full-time enrollment; part-time enrollment reduces eligibility
- Michigan resident
- U.S. citizen or eligible noncitizen
|
MED Student Aid Grant |
- Need-based
- Funded by MSU
- Gift aid
|
- Medical student
- Amount on award letter assumes full-time enrollment; part-time enrollment reduces eligibility
- Michigan resident
- U.S. citizen or eligible noncitizen
|
| PROGRAM |
DESCRIPTION |
ELIGIBILITY |
Federal Perkins Loan
|
- Need-based
- Federally funded
- 5% fixed interest
- Repayment and interest deferred while enrolled at least half time
- Six or nine month grace period before repayment begins (see your promissory note)
|
- Undergraduate (first or second bachelor's degree), teacher certification student, graduate student
- Must be enrolled full time
- U.S. citizen or eligible noncitizen
- Completed promissory note required
|
Federal Stafford Loan (Subsidized)
|
- Need-based
- Federally administered
- New loans have a fixed interest rate of 6.8%
- Repayment of principal and interest deferred while enrolled at least half time
- Six month grace period before repayment of principal and interest begins
|
- Undergraduate (first or second bachelor's degree), teacher certification student, graduate student, medical student
- Must be enrolled at least half time
- U.S. citizen or eligible noncitizen
- Completed promissory note required
|
Federal Stafford Loan (Unsubsidized)
|
- Non need-based
- Federally administered
- New loans have a fixed interest rate of 6.8%
- Interest begins accruing upon disbursement
- Repayment of principal deferred while enrolled at least half time
- Payment of interest MAY be deferred
- Six month grace period before repayment of principal begins
|
- Undergraduate (first or second bachelor's degree), teacher certification student, graduate student, medical student
- Must be enrolled at least half time
- U.S. citizen or eligible noncitizen
- Completed promissory note required
|
| Federal Grad PLUS Loan |
- Non need-based
- Federally administered
- Fixed interest rate 7.9% under Direct Loans
- Interest begins accruing upon disbursement
- Repayment of principal deferred while enrolled at least half time
- Payment of interest MAY be deferred
- Six month grace period before repayment of principal begins.
|
- Graduate student, medical student
- Must be enrolled at least half time
- U.S. citizen or eligible noncitizen
- Completed promissory note required
|
Primary Care Loan (PCL)
Loan for Disadvantaged Students (LDS)
Health Professions Loan (HPSL) |
- Need-based
- Federally funded
- 5% fixed interest
- Grace period before repayment may vary
|
- Medical student
- Must be enrolled full time
- Requires parent financial information
- PCL requires service commitment'
- Must be veterinary student for HPSL
- Completed promissory note required
|
